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Hi, Im David Mickelson at Mickelson Capital Consulting. Todays topic is going to some new options and opportunities in the world of life insurance premium finance. Life insurance premium finance has basically moved to the forefront in recent months. And, basically the reason is, many people like insurance as long as they dont have to pay for it. Nowadays, dozens of small to medium sized banks and credit unions have entered the space becoming life insurance premium finance lenders. And the reason is theyve recently discovered that its excellent high quality, completely secure debt that they can have on their books, and it seems in this credit environment its a very popular thing for banks to do. So all over the United States many banks that would have not thought about being in this business have entered the business, which has opened up the doors for opportunity for insureds and banks alike. It is so attractive nowadays because it is 100% secure that borrowers are often buying as big a policy as they qualify for because there is actually very little out of pocket, and the amount of collateral that they have to contribute is very modest compared to the size of the transaction. These are very efficient type transactions because it resolves issues for families. Number one, theres no large cash payments involved from the families. At most its interest payments. They dont have to disturb the investments they have in place. Number three, and probably one of the more important …
Learn what’s included in a standard insurance policy for homeowners insurance in this free video series that will explain all the different caveats of homeowners insurances policies. Expert: Romie Brown Bio: Romie Brown has been an insurance agent for 10 years. He was named one of the top 100 new agents in his company in 1999, 2000 and 2001. He is a 1992 Graduate of the University of Toledo. Filmmaker: Akita McCulloch
I just see so many naive people saying that there’s nothing wrong with our heal care system, and how great their insurance coverage is, I felt it was worth uploading this clip. Dr Linda Peeno confessing to denying payments
This piece was produced in conjunction with the Huffington Post. Arthur Delaney, Huffington Post: Congressman Eric Massa (DN.Y.) led a protest Monday outside the Ritz-Carlton hotel in Washington, site of the 2009 national conference of America’s Health Insurance Plans (AHIP), a trade group for the health insurance industry. “We are not radicals! We are not a fringe element!” shouted Massa, who opted not to use the bullhorn provided by protest organizers. “We are the 48 million Americans who cannot access health care today!” To read the full article: www.huffingtonpost.com
Gov. Haley Barbour said he prefers strengthening construction along Mississippi’s coastal counties to lower insurance rates rather than subsidizing insurance policies through the windpool program.
October 2006 (Medialink) – People carry auto insurance, in part, to protect themselves if their car is stolen or if it’s damaged or destroyed in an accident. But, sometimes basic insurance coverage isn’t enough and you may need something called “gap insurance.” Auto insurance covers you for the actual cash value of your car – not how much money you actually owe the bank that loaned you the money to buy it. What that means is that you may find that the money your insurance company pays you on a claim won’t cover how much you owe. The difference is called the “gap.” Some insurance companies offer gap insurance, but not all. It’s recommended you check with your agent to find out and determine if gap insurance is right for you. ——————————————————————————– Produced for Allstate
www.doctorinsurancecenter.com I interview Dr. Joseph Conroy and Alan Daniel of Daniel Insurance on the topic of disability insurance for physicians and specialists. Dr. Conroy discusses his experience with physician disability insurance.
A flood claim in Jacksonville, FL goes from nightmare to dream for Michaela Miller with the help of public adjuster Mark Goldwich of Gold Star Adjusters. Mark’s DFS Lic. # is A099530.
BILL MOYERS: You know from the news that early next week the Senate Finance Committee is expected to vote on its version of health care reform. And therein lies another story of money and politics. Polls show the overwhelming majority of Americans favor a non-profit alternative — like Medicare — that would give the private health insurance industry some competition. But if so many Americans and the President himself want that public option, how come we’re not getting one? Because, the medicine has been poisoned from day one, in part because of that same revolving door that Congresswoman Kaptur and Simon Johnson were just talking about. Movers and shakers rotate between government and the lucrative private sector at a speed so dizzying they forget who they’re working for.
Becoming an insurance agent usually requires some type of bachelor’s degree in order to apply to either a direct writer insurance company or an independent insurance agent. Find out how to become an insurance agent with tips from an insurance agent in this free video on insurance information. Expert: Seann McWhorter Contact: www.insureright.biz Bio: Seann McWhorter is the principal agent at Insure Right Insurance located in Lehi, Utah. Filmmaker: Michael Burton
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